Research dossier · Documentary research; not hands-on tested

QNE / N3

Philippine accounting cloud with finance automation and Quinny AI; regulatory marketing claims require validation against the customer’s registered setup.

Accounting

Official website ↗

No final score yet

The lower bound counts documented points; the upper bound includes the maximum remaining points if unknown capabilities are confirmed. This is not a final ranking.

Best suited to

Local finance teams evaluating cloud accounting, document capture and statutory workflows.

Check before choosing

Treating a vendor compliance headline as proof of approved BIR registration for every account.

Documented strengths

Local CAS application instructions identify forms, audit trail and invoice configuration.

Essential and Professional have distinct module rights and published VAT-exclusive tariffs.

Migration

Reconcile opening records and run a parallel workflow with sample transactions before switching. Confirm usable exports and exit access.

Product capabilities and plan entitlements are separate

General capabilities appear separately from assessed plans. Product-wide claims are not automatically carried over to a cheaper or different plan.

Product evidence

Product evidence Accounting

Product documentation does not prove that a capability is included in every plan.

29/30 criteria with evidence

Provisional score range74.5–77.5/ 100

Weighted evidence coverage: 97%

No final score yet

Documented eligibility

Market eligibility: Official Philippines offering documented. This establishes market offering, not statutory certification, account acceptance or all plan entitlements. qne.cloud · 2026-10-26

Assessment criterion	Status	Research details
General ledger4%	Documented	General Ledger, customer and supplier accounting are documented for N3.support-ph.qne.cloud · 2026-10-27
Period close and locks4%	Conditional	N3 valid posting periods can block, warn or require credentials outside configured dates, globally or per user. Rules are editable; these controls are not an immutable accounting seal.support-ph.qne.cloud · 2026-10-29
Bank reconciliation4%	Documented	Bank reconciliation carries uncleared cheques and deposits into the first reconciliation. This is not proof of a live bank feed.support-ph.qne.cloud · 2026-10-27
Chart of accounts4%	Documented	GL setup requires postable accounts under configured account categories and parents.support-ph.qne.cloud · 2026-10-27
Tax reporting and filing4%	Conditional	The vendor documents 2550Q,2307,1601-EQ,1604-E,0619-E generation; 2306 and2316 are explicitly unavailable. Actual filing acceptance is separate.support-ph.qne.cloud · 2026-10-27
Fixed assets4%	Documented	Essential and Professional explicitly include a fixed asset ledger and depreciation.qne.cloud · 2026-10-27
Projects and cost centres3%	Conditional	Project tagging can represent departments or cost centres but requires the optional Project module outside assessed base plans.support-ph.qne.cloud · 2026-10-27
Financial statements3%	Documented	General Ledger reports and trial balance are documented. Validate the required statutory presentation with your accountant.support-ph.qne.cloud · 2026-10-27 support-ph.qne.cloud · 2026-10-27
Budgets and variances3%	Documented	Professional includes budget management.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27
Multiple entities3%	Conditional	N3 company setup explicitly covers Basic, Essential and Pro. Adding another company requires its own plan selection. Multiple company records are supported, but included company counts, extra subscription costs and consolidated financial statements are not established.support-ph.qne.cloud · 2026-10-29
Audit history3%	Documented	Company > Tools > Audit Trail exposes recorded changes. No claim of independently tested immutability.support-ph.qne.cloud · 2026-10-27
Cash-flow forecasting2%	Conditional	Quinny documents 30-day cash-flow questions, but its feature page retains an early-access invitation; account enablement must be confirmed.qne.cloud · 2026-10-27
Receivables and payables2%	Documented	Customer/supplier modules and AR/AP adjustments through debit and credit notes are documented.support-ph.qne.cloud · 2026-10-27
Multiple currencies2%	Documented	Professional includes multicurrency accounting.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27
API entitlement4%	Conditional	API access/integration is billed on an annual-plan basis; endpoint coverage, quota and extra charges are unresolved.qne.cloud · 2026-10-27
Accounting export4%	Documented	Trial balance supports PDF/Excel output; a complete database exit package must be confirmed separately.support-ph.qne.cloud · 2026-10-27
Opening balance migration3%	Documented	CSV import of previous GL balances is documented; subsidiary AR/AP/stock require their dedicated migration steps.support-ph.qne.cloud · 2026-10-27 support-ph.qne.cloud · 2026-10-27
Accountant collaboration3%	Conditional	The extra accountant seat is restricted to a QNE Certified Accountant Partner, not an arbitrary free user.qne.cloud · 2026-10-27
Sales and stock integrations3%	Documented	Professional includes inventory with accounting modules.qne.cloud · 2026-10-27 support-ph.qne.cloud · 2026-10-27
BIR invoice fields and authorised workflow4%	Conditional	BIR accountable-form footer and numbering configuration are documented. Taxpayer CAS registration and the separate Permit to Issue electronic invoices must be confirmed; a CAS certificate alone does not authorise e-invoice issuance.support-ph.qne.cloud · 2026-10-27 bir-cdn.bir.gov.ph · 2026-10-27
BIR returns versus actual filing4%	Conditional	Supported form generation is documented; no blanket assertion that every BIR form is filed or accepted automatically.support-ph.qne.cloud · 2026-10-27
Books, CAS registration and retained records3%	Conditional	The vendor provides CAS annex/report guidance; BIR requires taxpayer registration and applicable supporting records.support-ph.qne.cloud · 2026-10-27 bir-cdn.bir.gov.ph · 2026-10-27
Philippine entity and business model3%	Documented	The official offering and support documentation target Philippine taxpayers and local finance teams.qne.cloud · 2026-10-27
Local accountant and support arrangements3%	Documented	Both assessed plans include email support through QNE Philippines; phone/priority support is advertised from Growth.qne.cloud · 2026-10-27
PHP or USD fees, VAT and contract terms3%	Documented	Annual and monthly PHP bases are published VAT-exclusive; add-ons and annual API conditions are distinct.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27
Document extraction and quota4%	Documented	Both assessed plans include QuickScan with 200 credits per month; credit-to-document conversion needs confirmation.qne.cloud · 2026-10-27
Coding and matching suggestions4%	Conditional	N3 documents automatic coding and reconciliation; specific plan-level controls and quotas remain to be demonstrated.qne.cloud · 2026-10-27
Assistant over accounting data4%	Conditional	The current PH page lists 800 Quinny credits/month for Essential and Professional; the older accessible /home page says30. Previously reviewed early-access wording remains unresolved by those price cards. Confirm contracted allowance/activation; no Malaysian feature or quota is transferred.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27 qne.cloud · 2026-10-27 qne.cloud · 2026-10-29 qne.cloud · 2026-10-29
Review before posting3%	Conditional	The included QuickScan workflow instructs users to verify extracted bill details, correct them in the inbox, and post verified entries. This is review of bill extraction, not proof of mandatory approval for every Quinny or automated posting action.support-ph.qne.cloud · 2026-10-29 qne.cloud · 2026-10-29

1 criteria still to verify

Assessment criterion	Status	Research details
Bank feeds and supported institutions3%	Not verified	Not established in the reviewed evidence. Ask for a demonstration, named plan and written limits.

Plan evidence

Essential Accounting

₱1,300.00

PHP1, 300/month equivalent billed annually (PHP15,600/year), or PHP1,600 billed monthly; VAT excluded.

per monthmonthly equivalent under annual subscriptionTax: VAT excludedBilling: PHP15,600 annual base; monthly alternative PHP1,600Add-ons: Budget add-on: PHP120/month annual basis or PHP150 monthly.; Multicurrency add-on: PHP150/month annual basis or PHP180 monthly.; API access/integration billed on annual-plan basis; price and scope require quote.Limits: 3 users plus 1 QNE Certified Accountant Partner; 200 QuickScan credits per monthExisting cloud ID now resolves to current Essential, not a separate generic offer. Includes 3 users plus one QNE Certified Accountant Partner; 200 QuickScan credits/month. Current page lists 800 Quinny credits, while older /home lists 30: confirm contractual quota.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27 qne.cloud · 2026-10-27

Existing cloud ID now resolves to current Essential, not a separate generic offer. Includes 3 users plus one QNE Certified Accountant Partner; 200 QuickScan credits/month. Current page lists 800 Quinny credits, while older /home lists 30: confirm contractual quota.

28/30 criteria with evidence

Provisional score range68.5–75.5/ 100

Weighted evidence coverage: 93%

No final score yet

Documented eligibility

Market eligibility: Official Philippines offering documented. This establishes market offering, not statutory certification, account acceptance or all plan entitlements. qne.cloud · 2026-10-26

Assessment criterion	Status	Research details
General ledger4%	Documented	General Ledger, customer and supplier accounting are documented for N3.support-ph.qne.cloud · 2026-10-27
Bank reconciliation4%	Documented	Bank reconciliation carries uncleared cheques and deposits into the first reconciliation. This is not proof of a live bank feed.support-ph.qne.cloud · 2026-10-27
Chart of accounts4%	Documented	GL setup requires postable accounts under configured account categories and parents.support-ph.qne.cloud · 2026-10-27
Tax reporting and filing4%	Conditional	The vendor documents 2550Q,2307,1601-EQ,1604-E,0619-E generation; 2306 and2316 are explicitly unavailable. Actual filing acceptance is separate.support-ph.qne.cloud · 2026-10-27
Fixed assets4%	Documented	Essential and Professional explicitly include a fixed asset ledger and depreciation.qne.cloud · 2026-10-27
Projects and cost centres3%	Conditional	Project tagging can represent departments or cost centres but requires the optional Project module outside assessed base plans.support-ph.qne.cloud · 2026-10-27
Financial statements3%	Documented	General Ledger reports and trial balance are documented. Validate the required statutory presentation with your accountant.support-ph.qne.cloud · 2026-10-27 support-ph.qne.cloud · 2026-10-27
Budgets and variances3%	Conditional	Essential budget management is a paid add-on, not included in the base rate.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27
Multiple entities3%	Conditional	N3 company setup explicitly covers Basic, Essential and Pro. Adding another company requires its own plan selection. Multiple company records are supported, but included company counts, extra subscription costs and consolidated financial statements are not established.support-ph.qne.cloud · 2026-10-29
Audit history3%	Documented	Company > Tools > Audit Trail exposes recorded changes. No claim of independently tested immutability.support-ph.qne.cloud · 2026-10-27
Cash-flow forecasting2%	Conditional	Quinny documents 30-day cash-flow questions, but its feature page retains an early-access invitation; account enablement must be confirmed.qne.cloud · 2026-10-27
Receivables and payables2%	Documented	Customer/supplier modules and AR/AP adjustments through debit and credit notes are documented.support-ph.qne.cloud · 2026-10-27
Multiple currencies2%	Conditional	Essential multicurrency requires its paid add-on.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27
API entitlement4%	Conditional	API access/integration is billed on an annual-plan basis; endpoint coverage, quota and extra charges are unresolved.qne.cloud · 2026-10-27
Accounting export4%	Documented	Trial balance supports PDF/Excel output; a complete database exit package must be confirmed separately.support-ph.qne.cloud · 2026-10-27
Opening balance migration3%	Documented	CSV import of previous GL balances is documented; subsidiary AR/AP/stock require their dedicated migration steps.support-ph.qne.cloud · 2026-10-27 support-ph.qne.cloud · 2026-10-27
Accountant collaboration3%	Conditional	The extra accountant seat is restricted to a QNE Certified Accountant Partner, not an arbitrary free user.qne.cloud · 2026-10-27
Sales and stock integrations3%	Conditional	Sales/purchase accounting is documented; the inventory module is a Professional base-plan differentiator.qne.cloud · 2026-10-27 support-ph.qne.cloud · 2026-10-27
BIR invoice fields and authorised workflow4%	Conditional	BIR accountable-form footer and numbering configuration are documented. Taxpayer CAS registration and the separate Permit to Issue electronic invoices must be confirmed; a CAS certificate alone does not authorise e-invoice issuance.support-ph.qne.cloud · 2026-10-27 bir-cdn.bir.gov.ph · 2026-10-27
BIR returns versus actual filing4%	Conditional	Supported form generation is documented; no blanket assertion that every BIR form is filed or accepted automatically.support-ph.qne.cloud · 2026-10-27
Books, CAS registration and retained records3%	Conditional	The vendor provides CAS annex/report guidance; BIR requires taxpayer registration and applicable supporting records.support-ph.qne.cloud · 2026-10-27 bir-cdn.bir.gov.ph · 2026-10-27
Philippine entity and business model3%	Documented	The official offering and support documentation target Philippine taxpayers and local finance teams.qne.cloud · 2026-10-27
Local accountant and support arrangements3%	Documented	Both assessed plans include email support through QNE Philippines; phone/priority support is advertised from Growth.qne.cloud · 2026-10-27
PHP or USD fees, VAT and contract terms3%	Documented	Annual and monthly PHP bases are published VAT-exclusive; add-ons and annual API conditions are distinct.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27
Document extraction and quota4%	Documented	Both assessed plans include QuickScan with 200 credits per month; credit-to-document conversion needs confirmation.qne.cloud · 2026-10-27
Coding and matching suggestions4%	Conditional	N3 documents automatic coding and reconciliation; specific plan-level controls and quotas remain to be demonstrated.qne.cloud · 2026-10-27
Assistant over accounting data4%	Conditional	The current PH page lists 800 Quinny credits/month for Essential and Professional; the older accessible /home page says30. Previously reviewed early-access wording remains unresolved by those price cards. Confirm contracted allowance/activation; no Malaysian feature or quota is transferred.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27 qne.cloud · 2026-10-27 qne.cloud · 2026-10-29 qne.cloud · 2026-10-29
Review before posting3%	Conditional	The included QuickScan workflow instructs users to verify extracted bill details, correct them in the inbox, and post verified entries. This is review of bill extraction, not proof of mandatory approval for every Quinny or automated posting action.support-ph.qne.cloud · 2026-10-29 qne.cloud · 2026-10-29

2 criteria still to verify

Assessment criterion	Status	Research details
Period close and locks4%	Not verified	The N3 cloud product has valid posting-period controls (block, warning or authorised override), but the help page does not establish this named plan entitlement. Obtain the plan-specific control grant before treating the period lock as included.support-ph.qne.cloud · 2026-10-29
Bank feeds and supported institutions3%	Not verified	Not established in the reviewed evidence. Ask for a demonstration, named plan and written limits.

Plan evidence

Professional Accounting

₱1,800.00

PHP1,800/month equivalent billed annually (PHP21,600/year), or PHP2,200 billed monthly; VAT excluded.

per monthmonthly equivalent under annual subscriptionTax: VAT excludedBilling: PHP21,600 annual base; monthly alternative PHP2,200Add-ons: Project module and extra capacity require a quote.; API access/integration billed annually; fees and limits unverified.Limits: 3 users plus 1 QNE Certified Accountant Partner; 200 QuickScan credits per monthProfessional adds inventory, budget management and multicurrency. Same 3 users plus partner and 200 QuickScan credits. Current 800 versus older 30 Quinny credits conflict; confirm.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27 qne.cloud · 2026-10-27

Professional adds inventory, budget management and multicurrency. Same 3 users plus partner and 200 QuickScan credits. Current 800 versus older 30 Quinny credits conflict; confirm.

28/30 criteria with evidence

Provisional score range72.5–79.5/ 100

Weighted evidence coverage: 93%

No final score yet

Documented eligibility

Market eligibility: Official Philippines offering documented. This establishes market offering, not statutory certification, account acceptance or all plan entitlements. qne.cloud · 2026-10-26

Assessment criterion	Status	Research details
General ledger4%	Documented	General Ledger, customer and supplier accounting are documented for N3.support-ph.qne.cloud · 2026-10-27
Bank reconciliation4%	Documented	Bank reconciliation carries uncleared cheques and deposits into the first reconciliation. This is not proof of a live bank feed.support-ph.qne.cloud · 2026-10-27
Chart of accounts4%	Documented	GL setup requires postable accounts under configured account categories and parents.support-ph.qne.cloud · 2026-10-27
Tax reporting and filing4%	Conditional	The vendor documents 2550Q,2307,1601-EQ,1604-E,0619-E generation; 2306 and2316 are explicitly unavailable. Actual filing acceptance is separate.support-ph.qne.cloud · 2026-10-27
Fixed assets4%	Documented	Essential and Professional explicitly include a fixed asset ledger and depreciation.qne.cloud · 2026-10-27
Projects and cost centres3%	Conditional	Project tagging can represent departments or cost centres but requires the optional Project module outside assessed base plans.support-ph.qne.cloud · 2026-10-27
Financial statements3%	Documented	General Ledger reports and trial balance are documented. Validate the required statutory presentation with your accountant.support-ph.qne.cloud · 2026-10-27 support-ph.qne.cloud · 2026-10-27
Budgets and variances3%	Documented	Professional includes budget management.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27
Multiple entities3%	Conditional	N3 company setup explicitly covers Basic, Essential and Pro. Adding another company requires its own plan selection. Multiple company records are supported, but included company counts, extra subscription costs and consolidated financial statements are not established.support-ph.qne.cloud · 2026-10-29
Audit history3%	Documented	Company > Tools > Audit Trail exposes recorded changes. No claim of independently tested immutability.support-ph.qne.cloud · 2026-10-27
Cash-flow forecasting2%	Conditional	Quinny documents 30-day cash-flow questions, but its feature page retains an early-access invitation; account enablement must be confirmed.qne.cloud · 2026-10-27
Receivables and payables2%	Documented	Customer/supplier modules and AR/AP adjustments through debit and credit notes are documented.support-ph.qne.cloud · 2026-10-27
Multiple currencies2%	Documented	Professional includes multicurrency accounting.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27
API entitlement4%	Conditional	API access/integration is billed on an annual-plan basis; endpoint coverage, quota and extra charges are unresolved.qne.cloud · 2026-10-27
Accounting export4%	Documented	Trial balance supports PDF/Excel output; a complete database exit package must be confirmed separately.support-ph.qne.cloud · 2026-10-27
Opening balance migration3%	Documented	CSV import of previous GL balances is documented; subsidiary AR/AP/stock require their dedicated migration steps.support-ph.qne.cloud · 2026-10-27 support-ph.qne.cloud · 2026-10-27
Accountant collaboration3%	Conditional	The extra accountant seat is restricted to a QNE Certified Accountant Partner, not an arbitrary free user.qne.cloud · 2026-10-27
Sales and stock integrations3%	Documented	Professional includes inventory with accounting modules.qne.cloud · 2026-10-27 support-ph.qne.cloud · 2026-10-27
BIR invoice fields and authorised workflow4%	Conditional	BIR accountable-form footer and numbering configuration are documented. Taxpayer CAS registration and the separate Permit to Issue electronic invoices must be confirmed; a CAS certificate alone does not authorise e-invoice issuance.support-ph.qne.cloud · 2026-10-27 bir-cdn.bir.gov.ph · 2026-10-27
BIR returns versus actual filing4%	Conditional	Supported form generation is documented; no blanket assertion that every BIR form is filed or accepted automatically.support-ph.qne.cloud · 2026-10-27
Books, CAS registration and retained records3%	Conditional	The vendor provides CAS annex/report guidance; BIR requires taxpayer registration and applicable supporting records.support-ph.qne.cloud · 2026-10-27 bir-cdn.bir.gov.ph · 2026-10-27
Philippine entity and business model3%	Documented	The official offering and support documentation target Philippine taxpayers and local finance teams.qne.cloud · 2026-10-27
Local accountant and support arrangements3%	Documented	Both assessed plans include email support through QNE Philippines; phone/priority support is advertised from Growth.qne.cloud · 2026-10-27
PHP or USD fees, VAT and contract terms3%	Documented	Annual and monthly PHP bases are published VAT-exclusive; add-ons and annual API conditions are distinct.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27
Document extraction and quota4%	Documented	Both assessed plans include QuickScan with 200 credits per month; credit-to-document conversion needs confirmation.qne.cloud · 2026-10-27
Coding and matching suggestions4%	Conditional	N3 documents automatic coding and reconciliation; specific plan-level controls and quotas remain to be demonstrated.qne.cloud · 2026-10-27
Assistant over accounting data4%	Conditional	The current PH page lists 800 Quinny credits/month for Essential and Professional; the older accessible /home page says30. Previously reviewed early-access wording remains unresolved by those price cards. Confirm contracted allowance/activation; no Malaysian feature or quota is transferred.qne.cloud · 2026-10-27 qne.cloud · 2026-10-27 qne.cloud · 2026-10-27 qne.cloud · 2026-10-29 qne.cloud · 2026-10-29
Review before posting3%	Conditional	The included QuickScan workflow instructs users to verify extracted bill details, correct them in the inbox, and post verified entries. This is review of bill extraction, not proof of mandatory approval for every Quinny or automated posting action.support-ph.qne.cloud · 2026-10-29 qne.cloud · 2026-10-29

2 criteria still to verify

Assessment criterion	Status	Research details
Period close and locks4%	Not verified	The N3 cloud product has valid posting-period controls (block, warning or authorised override), but the help page does not establish this named plan entitlement. Obtain the plan-specific control grant before treating the period lock as included.support-ph.qne.cloud · 2026-10-29
Bank feeds and supported institutions3%	Not verified	Not established in the reviewed evidence. Ask for a demonstration, named plan and written limits.

Identified plans

Essential

₱1,300.00

PHP1, 300/month equivalent billed annually (PHP15,600/year), or PHP1,600 billed monthly; VAT excluded.

Professional

₱1,800.00

PHP1,800/month equivalent billed annually (PHP21,600/year), or PHP2,200 billed monthly; VAT excluded.

Sources used