Cloud accounting offered in Philippines, with explicit differences between Starter limits, Standard usage and Premium multi-currency.
Official website ↗The lower bound counts documented points; the upper bound includes the maximum remaining points if unknown capabilities are confirmed. This is not a final ranking.
Small businesses and accountants needing connected banking, invoicing and financial visibility.
Do not assume native payroll, authority filing or every bank connection is included.
Reconcile opening records and run a parallel workflow with sample transactions before switching. Confirm usable exports and exit access.
General capabilities appear separately from assessed plans. Product-wide claims are not automatically carried over to a cheaper or different plan.
Product documentation does not prove that a capability is included in every plan.
24/30 criteria with evidence
Weighted evidence coverage: 79%
No final score yetDocumented eligibility
Market eligibility: Official Philippines offering documented. This establishes market offering, not statutory certification, account acceptance or all plan entitlements. www.xero.com · 2026-10-26
| Assessment criterion | Status | Research details |
|---|---|---|
| General ledger4% | Documented | General ledger and transaction reporting are documented; export it separately from other records.central.xero.com · 2026-10-27 |
| Period close and locks4% | Documented | An authorised administrator can lock past transaction dates; draft preparation remains possible.central.xero.com · 2026-10-27 |
| Bank reconciliation4% | Documented | Standard and Premium include bank reconciliation and bulk matching.www.xero.com · 2026-10-27 |
| Chart of accounts4% | Documented | The chart of accounts can be maintained and exported; accountant roles control access.central.xero.com · 2026-10-27 central.xero.com · 2026-10-27 |
| Fixed assets4% | Documented | The Philippine product documents an asset register and depreciation. Confirm local depreciation policy with your accountant.www.xero.com · 2026-10-27 |
| Projects and cost centres3% | Conditional | Projects is an optional add-on from USD7/month, rather than included project accounting. Confirm active-user charges.www.xero.com · 2026-10-27 |
| Financial statements3% | Documented | Balance sheet, profit and loss and trial balance exports are documented.central.xero.com · 2026-10-27 |
| Budgets and variances3% | Conditional | Premium includes budgeting; an explicit unlimited budget entitlement was not established.www.xero.com · 2026-10-27 |
| Multiple entities3% | Conditional | Additional organisations use separate subscriptions and plan selections, though one billing account can pay for several. This establishes separate-entity administration, not native consolidation or free extra entities.central.xero.com · 2026-10-29 |
| Audit history3% | Conditional | History and Notes tracks dated changes and user identity. Payroll, expense claims and several settings/actions are excluded.central.xero.com · 2026-10-27 |
| Cash-flow forecasting2% | Documented | Premium includes a 180-day cash-flow forecast.www.xero.com · 2026-10-27 |
| Receivables and payables2% | Documented | Both assessed plans include invoices and bills without the Starter plan document caps.www.xero.com · 2026-10-27 |
| Multiple currencies2% | Documented | Premium adds multiple currencies to Standard.www.xero.com · 2026-10-27 |
| API entitlement4% | Conditional | The official developer FAQ permits API access on all Xero plans/SKUs, including the assessed Standard and Premium subscriptions. Available features still depend on the subscription: Payroll requires Payroll and Cashbook/Ledger omit some features. OAuth roles and Connected Apps permissions apply; reports and journals require additional permissions. Developer-tier fees and limits, connector charges and individual endpoint rights remain separate. Standard user role is not the Standard buyer plan.developer.xero.com · 2026-10-29 |
| Accounting export4% | Documented | Ledger, accounts, assets, invoices and reports have separate exports; there is no single complete backup export.central.xero.com · 2026-10-27 |
| Opening balance migration3% | Documented | Import or enter conversion balances, then reconcile unpaid invoices/bills and the prior trial balance.central.xero.com · 2026-10-27 |
| Accountant collaboration3% | Documented | Invite an accountant with an appropriate role; permissions govern financial settings and reports.central.xero.com · 2026-10-27 |
| Sales and stock integrations3% | Conditional | Shopify by Xero is explicitly free on all Xero plans and lists the Philippines. It syncs sales, fees, taxes, payouts and POS with up to 90 days of history. Full stock/warehouse sync and Shopify merchant eligibility remain separate.apps.xero.com · 2026-10-29 |
| Philippine entity and business model3% | Documented | An official Philippines subscription offer is published in USD. This does not establish BIR registration.www.xero.com · 2026-10-27 |
| Local accountant and support arrangements3% | Conditional | 24/7 online support and accountant access are documented; a Philippine on-site implementation service is not included.www.xero.com · 2026-10-27 central.xero.com · 2026-10-27 |
| PHP or USD fees, VAT and contract terms3% | Conditional | Published USD fees auto-renew monthly. Philippine tax on the subscription needs confirmation; rates rise on 1 November.www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| Document extraction and quota4% | Conditional | Smart Document Capture and connected Hubdoc are included; monthly extraction quota was not established.www.xero.com · 2026-10-27 |
| Coding and matching suggestions4% | Documented | Standard and Premium include automatic bank reconciliation; review the resulting matches before relying on them.www.xero.com · 2026-10-27 |
| Assistant over accounting data4% | Conditional | JAX chat is available to all subscribers at no extra charge currently, scoped to user permissions; usage limits remain unverified.www.xero.com · 2026-10-27 |
| Assessment criterion | Status | Research details |
|---|---|---|
| Tax reporting and filing4% | Not verified | Philippine filing coverage is unresolved; do not transfer UK, Singapore or Australian tax entitlements. |
| Bank feeds and supported institutions3% | Not verified | ROW documentation requires checking the exact institution and account type in the account. No named Philippine bank entitlement was verified. Reconciliation and manual CSV upload do not establish a live bank feed.central.xero.com · 2026-10-29 |
| BIR invoice fields and authorised workflow4% | Not verified | BIR invoice format and this taxpayer's authorised workflow were not established. |
| BIR returns versus actual filing4% | Not verified | Native BIR form submission and acceptance are not established by the Philippine pricing page. |
| Books, CAS registration and retained records3% | Not verified | CAS registration and customer retention obligations remain a deployment-specific requirement. |
| Review before posting3% | Not verified | General output review language does not establish a mandatory human approval step before posting.www.xero.com · 2026-10-27 |
Product documentation does not prove that a capability is included in every plan.
28/30 criteria with evidence
Weighted evidence coverage: 93%
No final score yetDocumented eligibility
Market eligibility: Official Philippines offering documented. This establishes market offering, not statutory certification, account acceptance or all plan entitlements. www.xero.com · 2026-10-26
| Assessment criterion | Status | Research details |
|---|---|---|
| Invoices and volume limits4% | Conditional | Standard and Premium include sales invoices; the reviewed local table does not publish an explicit invoice-volume ceiling. Merchant payment service fees are separate.www.xero.com · 2026-10-27 |
| Recurring billing4% | Documented | Repeating templates create invoices on weekly/monthly schedules with editable end dates and draft/approval/sending configuration. Changes affect future generated invoices.central.xero.com · 2026-10-27 |
| Quotes to invoices4% | Documented | Accepted quotes can become draft invoices; multiple quote drafts can be merged in the web app. Review transaction defaults and manually carry over title/summary.central.xero.com · 2026-10-27 |
| Credit notes and corrections4% | Documented | Create credit notes for reductions/returns, allocate against invoices, refund or reconcile them. Changes appear in History & Notes. BIR document treatment must be checked separately.central.xero.com · 2026-10-27 |
| Expenses and receipts4% | Conditional | Smart Document Capture is included; employee expense and mileage claims are a separate add-on starting at USD 4/month. Confirm billable users and document limits.www.xero.com · 2026-10-27 |
| Payment reconciliation4% | Documented | Bank reconciliation.www.xero.com · 2026-10-26 www.xero.com · 2026-10-26 |
| Overdue and part-paid invoices3% | Documented | Record full or partial payments, retain the remaining balance and identify unpaid/overdue invoices; reminders can be scheduled. Recording payment is not bank settlement.central.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| Payment files3% | Conditional | Supplier batch payment files can be exported for bank upload; this workflow is included in Standard and Premium. Confirm your Philippine bank format, approval permissions and settlement separately.www.xero.com · 2026-10-29 www.xero.com · 2026-10-29 www.xero.com · 2026-10-29 |
| Cash-flow forecasting3% | Conditional | Main PH pricing lists Standard 60-day and Premium 180-day cashflow forecasts. Named-plan detail pages separately describe 30-day insights under real-time reports. These descriptions may concern different modules, so they do not establish a same-feature conflict. Confirm the applicable module and horizon before relying on it.www.xero.com · 2026-10-27 www.xero.com · 2026-10-29 www.xero.com · 2026-10-29 www.xero.com · 2026-10-29 |
| Stock-linked sales3% | Conditional | The Philippine product page links stock items to sales invoices and purchase orders. Named-plan limits and advanced inventory add-ons are not itemised in the plan table.www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| Roles and permissions3% | Documented | Business roles distinguish draft-only, sales approval/payment, standard, advisor and read-only access. User-role names are separate from subscription plan names.central.xero.com · 2026-10-27 |
| Mobile invoicing2% | Documented | Philippines invoicing documentation supports creating/sending invoices on the Accounting app; iOS/Android help documents part-payment entry.www.xero.com · 2026-10-27 central.xero.com · 2026-10-27 |
| Multiple currencies2% | Documented | Premium provides multiple currencies.www.xero.com · 2026-10-26 www.xero.com · 2026-10-26 |
| Invoice reporting2% | Documented | Invoice lists distinguish draft, awaiting-payment and paid records and export invoice/credit-note fields. Full accounting reports are included; custom downstream reporting needs validation.central.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| API and limits4% | Conditional | Documented invoice create/update/read API. Developer tiers have separate organisation/day limits (Starter 1,000; Core and above 5,000); these are not Standard/Premium subscriber quotas or a guarantee of connector pricing.developer.xero.com · 2026-10-27 developer.xero.com · 2026-10-27 |
| Invoice data export4% | Conditional | CSV exports invoices, credit notes and payments-related records in batches of up to 500 transactions. Repeating templates are excluded and export columns depend on user role.central.xero.com · 2026-10-27 |
| History import3% | Conditional | Shopify sync covers up to 90 days. The general CSV help route imports draft invoices and recommends at most 500 items; Philippine template and tax mapping require a sample migration.apps.xero.com · 2026-10-27 central.xero.com · 2026-10-27 |
| Ecommerce connectors3% | Documented | The official Shopify connector is free on all Xero plans and lists Philippines. It syncs sales, fees, refunds and payouts; Shopify charges and local tax setup remain separate.apps.xero.com · 2026-10-27 |
| Accountant collaboration3% | Documented | Advisor role provides accounting access; subscriber-only billing/plan controls remain separate.central.xero.com · 2026-10-27 |
| Events and webhooks3% | Conditional | Invoice and credit-note create/update events are documented per connected app. HTTPS, validation, signature checks and retry/replay handling are integration responsibilities; no native delivery guarantee is asserted.developer.xero.com · 2026-10-27 |
| BIR returns versus actual filing4% | Conditional | Separate JuanTax integration prepares Philippine returns from Xero tax-coded transactions for review. Filing authority, charges and accepted submission evidence remain separate; no native Xero filing or named-plan access is inferred.apps.xero.com · 2026-10-29 |
| Philippine entity and business model3% | Documented | Philippines site offers Standard and Premium subscriptions; this does not establish BIR-authorised invoice issuance.www.xero.com · 2026-10-27 |
| Local accountant and support arrangements3% | Conditional | 24/7 online support is advertised; Philippine accountant services, telephone support and response SLA are not included by that statement.www.xero.com · 2026-10-27 |
| PHP or USD fees, VAT and contract terms3% | Conditional | Current regular USD fees and the 1 November 2026 increase are separated from introductory offers. Local tax and payment-provider charges still require confirmation.www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| Document extraction4% | Conditional | Smart Document Capture is included in both assessed plans. Extraction volume and document-language limits are not established.www.xero.com · 2026-10-27 |
| Coding suggestions4% | Conditional | Included bank reconciliation suggests contacts/account codes using previous entries and machine-learning predictions. Suggestions can be edited, accepted or disabled; this is bank-line coding, not proven autonomous invoice-line coding.www.xero.com · 2026-10-29 www.xero.com · 2026-10-29 central.xero.com · 2026-10-29 |
| Grounded finance assistant4% | Conditional | JAX can draft invoices from a natural-language request and uses permitted account data. Usage limits remain unverified; no independently tested accuracy claim.www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| Human review3% | Conditional | Invoice-specific documentation describes reviewing the draft before sending. This does not establish a mandatory approval gate for every AI posting action.www.xero.com · 2026-10-27 |
| Assessment criterion | Status | Research details |
|---|---|---|
| BIR invoice fields and authorised workflow4% | Not verified | Philippines marketing and custom invoice templates do not prove taxpayer-specific registered invoice fields, PTI or ESP accreditation. Confirm the actual authorised implementation. Current CWT gross/net and correction-audit behaviour has not been verified for this software version.bir-cdn.bir.gov.ph · 2026-10-27 www.bir.gov.ph · 2026-10-27 bir-cdn.bir.gov.ph · 2026-10-27 |
| Books, CAS registration and retained records3% | Not verified | Taxpayer-specific CAS registration, local statutory retention and authorised e-invoice implementation are not established. |
USD 50/month currently; USD 54/month from 1 November 2026. Tax treatment requires confirmation. Price notice checked 29 October 2026: current USD 50/month increases to USD 54/month from 1 November 2026 (2026-11-01). Recheck the tariff on or after that date.
per monthregular monthly subscriptionTax: Confirm applicable tax; payment, bank and add-on fees separate.Billing: monthly auto-renewal; price changes effective 1 November 2026Add-ons: Projects from USD 7/month; confirm users and usage.; Expenses from USD 4/month; payment and some bank-feed charges may apply.monthly auto-renewal. Temporary first-organisation promotion is separate from regular pricing; optional Projects from USD 7/month and Expenses from USD 4/month. Multi-organisation discount ends 1 November 2026.www.xero.com · 2026-10-26 www.xero.com · 2026-10-26 www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 www.xero.com · 2026-10-29 www.xero.com · 2026-10-29Monthly auto-renewal. Temporary first-organisation promotion is separate from regular pricing; optional Projects from USD 7/month and Expenses from USD 4/month. Multi-organisation discount ends 1 November 2026. Xero's dated notice confirms USD 50/month to USD 54/month from 1 November 2026 (2026-11-01). Current amounts are retained as checked on 29 October 2026; the scheduled change is not applied automatically.
24/30 criteria with evidence
Weighted evidence coverage: 79%
No final score yetDocumented eligibility
Market eligibility: Official Philippines offering documented. This establishes market offering, not statutory certification, account acceptance or all plan entitlements. www.xero.com · 2026-10-26
| Assessment criterion | Status | Research details |
|---|---|---|
| General ledger4% | Documented | General ledger and transaction reporting are documented; export it separately from other records.central.xero.com · 2026-10-27 |
| Period close and locks4% | Documented | An authorised administrator can lock past transaction dates; draft preparation remains possible.central.xero.com · 2026-10-27 |
| Bank reconciliation4% | Documented | Standard and Premium include bank reconciliation and bulk matching.www.xero.com · 2026-10-27 |
| Chart of accounts4% | Documented | The chart of accounts can be maintained and exported; accountant roles control access.central.xero.com · 2026-10-27 central.xero.com · 2026-10-27 |
| Fixed assets4% | Documented | The Philippine product documents an asset register and depreciation. Confirm local depreciation policy with your accountant.www.xero.com · 2026-10-27 |
| Projects and cost centres3% | Conditional | Projects is an optional add-on from USD7/month, rather than included project accounting. Confirm active-user charges.www.xero.com · 2026-10-27 |
| Financial statements3% | Documented | Balance sheet, profit and loss and trial balance exports are documented.central.xero.com · 2026-10-27 |
| Budgets and variances3% | Conditional | Standard lists three budgets with smart suggestions; confirm the variance report required.www.xero.com · 2026-10-27 |
| Multiple entities3% | Conditional | Additional organisations use separate subscriptions and plan selections, though one billing account can pay for several. This establishes separate-entity administration, not native consolidation or free extra entities.central.xero.com · 2026-10-29 |
| Audit history3% | Conditional | History and Notes tracks dated changes and user identity. Payroll, expense claims and several settings/actions are excluded.central.xero.com · 2026-10-27 |
| Cash-flow forecasting2% | Documented | Standard includes a 60-day cash-flow forecast.www.xero.com · 2026-10-27 |
| Receivables and payables2% | Documented | Both assessed plans include invoices and bills without the Starter plan document caps.www.xero.com · 2026-10-27 |
| Multiple currencies2% | Not supported | Multiple currencies is listed as Premium-only in the Philippines plan comparison.www.xero.com · 2026-10-27 |
| API entitlement4% | Conditional | The official developer FAQ permits API access on all Xero plans/SKUs, including the assessed Standard and Premium subscriptions. Available features still depend on the subscription: Payroll requires Payroll and Cashbook/Ledger omit some features. OAuth roles and Connected Apps permissions apply; reports and journals require additional permissions. Developer-tier fees and limits, connector charges and individual endpoint rights remain separate. Standard user role is not the Standard buyer plan.developer.xero.com · 2026-10-29 |
| Accounting export4% | Documented | Ledger, accounts, assets, invoices and reports have separate exports; there is no single complete backup export.central.xero.com · 2026-10-27 |
| Opening balance migration3% | Documented | Import or enter conversion balances, then reconcile unpaid invoices/bills and the prior trial balance.central.xero.com · 2026-10-27 |
| Accountant collaboration3% | Documented | Invite an accountant with an appropriate role; permissions govern financial settings and reports.central.xero.com · 2026-10-27 |
| Sales and stock integrations3% | Conditional | Shopify by Xero is explicitly free on all Xero plans and lists the Philippines. It syncs sales, fees, taxes, payouts and POS with up to 90 days of history. Full stock/warehouse sync and Shopify merchant eligibility remain separate.apps.xero.com · 2026-10-29 |
| Philippine entity and business model3% | Documented | An official Philippines subscription offer is published in USD. This does not establish BIR registration.www.xero.com · 2026-10-27 |
| Local accountant and support arrangements3% | Conditional | 24/7 online support and accountant access are documented; a Philippine on-site implementation service is not included.www.xero.com · 2026-10-27 central.xero.com · 2026-10-27 |
| PHP or USD fees, VAT and contract terms3% | Conditional | Published USD fees auto-renew monthly. Philippine tax on the subscription needs confirmation; rates rise on 1 November.www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| Document extraction and quota4% | Conditional | Smart Document Capture and connected Hubdoc are included; monthly extraction quota was not established.www.xero.com · 2026-10-27 |
| Coding and matching suggestions4% | Documented | Standard and Premium include automatic bank reconciliation; review the resulting matches before relying on them.www.xero.com · 2026-10-27 |
| Assistant over accounting data4% | Conditional | JAX chat is available to all subscribers at no extra charge currently, scoped to user permissions; usage limits remain unverified.www.xero.com · 2026-10-27 |
| Assessment criterion | Status | Research details |
|---|---|---|
| Tax reporting and filing4% | Not verified | Philippine filing coverage is unresolved; do not transfer UK, Singapore or Australian tax entitlements. |
| Bank feeds and supported institutions3% | Not verified | ROW documentation requires checking the exact institution and account type in the account. No named Philippine bank entitlement was verified. Reconciliation and manual CSV upload do not establish a live bank feed.central.xero.com · 2026-10-29 |
| BIR invoice fields and authorised workflow4% | Not verified | BIR invoice format and this taxpayer's authorised workflow were not established. |
| BIR returns versus actual filing4% | Not verified | Native BIR form submission and acceptance are not established by the Philippine pricing page. |
| Books, CAS registration and retained records3% | Not verified | CAS registration and customer retention obligations remain a deployment-specific requirement. |
| Review before posting3% | Not verified | General output review language does not establish a mandatory human approval step before posting.www.xero.com · 2026-10-27 |
USD 50/month currently; USD 54/month from 1 November 2026. Tax treatment requires confirmation. Price notice checked 29 October 2026: current USD 50/month increases to USD 54/month from 1 November 2026 (2026-11-01). Recheck the tariff on or after that date.
per monthregular monthly subscriptionTax: Confirm applicable tax; payment, bank and add-on fees separate.Billing: monthly auto-renewal; price changes effective 1 November 2026Add-ons: Projects from USD 7/month; confirm users and usage.; Expenses from USD 4/month; payment and some bank-feed charges may apply.monthly auto-renewal. Temporary first-organisation promotion is separate from regular pricing; optional Projects from USD 7/month and Expenses from USD 4/month. Multi-organisation discount ends 1 November 2026.www.xero.com · 2026-10-26 www.xero.com · 2026-10-26 www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 www.xero.com · 2026-10-29 www.xero.com · 2026-10-29Monthly auto-renewal. Temporary first-organisation promotion is separate from regular pricing; optional Projects from USD 7/month and Expenses from USD 4/month. Multi-organisation discount ends 1 November 2026. Xero's dated notice confirms USD 50/month to USD 54/month from 1 November 2026 (2026-11-01). Current amounts are retained as checked on 29 October 2026; the scheduled change is not applied automatically.
26/30 criteria with evidence
Weighted evidence coverage: 86%
No final score yetDocumented eligibility
Market eligibility: Official Philippines offering documented. This establishes market offering, not statutory certification, account acceptance or all plan entitlements. www.xero.com · 2026-10-26
| Assessment criterion | Status | Research details |
|---|---|---|
| Invoices and volume limits4% | Conditional | Standard and Premium include sales invoices; the reviewed local table does not publish an explicit invoice-volume ceiling. Merchant payment service fees are separate.www.xero.com · 2026-10-27 |
| Recurring billing4% | Documented | Repeating templates create invoices on weekly/monthly schedules with editable end dates and draft/approval/sending configuration. Changes affect future generated invoices.central.xero.com · 2026-10-27 |
| Quotes to invoices4% | Documented | Accepted quotes can become draft invoices; multiple quote drafts can be merged in the web app. Review transaction defaults and manually carry over title/summary.central.xero.com · 2026-10-27 |
| Credit notes and corrections4% | Documented | Create credit notes for reductions/returns, allocate against invoices, refund or reconcile them. Changes appear in History & Notes. BIR document treatment must be checked separately.central.xero.com · 2026-10-27 |
| Expenses and receipts4% | Conditional | Smart Document Capture is included; employee expense and mileage claims are a separate add-on starting at USD 4/month. Confirm billable users and document limits.www.xero.com · 2026-10-27 |
| Payment reconciliation4% | Documented | Bank reconciliation.www.xero.com · 2026-10-26 www.xero.com · 2026-10-26 |
| Overdue and part-paid invoices3% | Documented | Record full or partial payments, retain the remaining balance and identify unpaid/overdue invoices; reminders can be scheduled. Recording payment is not bank settlement.central.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| Payment files3% | Conditional | Supplier batch payment files can be exported for bank upload; this workflow is included in Standard and Premium. Confirm your Philippine bank format, approval permissions and settlement separately.www.xero.com · 2026-10-29 www.xero.com · 2026-10-29 |
| Cash-flow forecasting3% | Conditional | Main PH pricing lists a 60-day Standard cashflow forecast. Named-plan detail pages separately describe 30-day insights under real-time reports. These descriptions may concern different modules, so they do not establish a same-feature conflict. Confirm the applicable module and horizon before relying on it.www.xero.com · 2026-10-27 www.xero.com · 2026-10-29 www.xero.com · 2026-10-29 |
| Roles and permissions3% | Documented | Business roles distinguish draft-only, sales approval/payment, standard, advisor and read-only access. User-role names are separate from subscription plan names.central.xero.com · 2026-10-27 |
| Mobile invoicing2% | Documented | Philippines invoicing documentation supports creating/sending invoices on the Accounting app; iOS/Android help documents part-payment entry.www.xero.com · 2026-10-27 central.xero.com · 2026-10-27 |
| Multiple currencies2% | Not supported | Multi-currency requires Premium.www.xero.com · 2026-10-26 www.xero.com · 2026-10-26 |
| Invoice reporting2% | Documented | Invoice lists distinguish draft, awaiting-payment and paid records and export invoice/credit-note fields. Full accounting reports are included; custom downstream reporting needs validation.central.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| API and limits4% | Conditional | Documented invoice create/update/read API. Developer tiers have separate organisation/day limits (Starter 1,000; Core and above 5,000); these are not Standard/Premium subscriber quotas or a guarantee of connector pricing.developer.xero.com · 2026-10-27 developer.xero.com · 2026-10-27 |
| Invoice data export4% | Conditional | CSV exports invoices, credit notes and payments-related records in batches of up to 500 transactions. Repeating templates are excluded and export columns depend on user role.central.xero.com · 2026-10-27 |
| History import3% | Conditional | Shopify sync covers up to 90 days. The general CSV help route imports draft invoices and recommends at most 500 items; Philippine template and tax mapping require a sample migration.apps.xero.com · 2026-10-27 central.xero.com · 2026-10-27 |
| Ecommerce connectors3% | Documented | The official Shopify connector is free on all Xero plans and lists Philippines. It syncs sales, fees, refunds and payouts; Shopify charges and local tax setup remain separate.apps.xero.com · 2026-10-27 |
| Accountant collaboration3% | Documented | Advisor role provides accounting access; subscriber-only billing/plan controls remain separate.central.xero.com · 2026-10-27 |
| Events and webhooks3% | Conditional | Invoice and credit-note create/update events are documented per connected app. HTTPS, validation, signature checks and retry/replay handling are integration responsibilities; no native delivery guarantee is asserted.developer.xero.com · 2026-10-27 |
| Philippine entity and business model3% | Documented | Philippines site offers Standard and Premium subscriptions; this does not establish BIR-authorised invoice issuance.www.xero.com · 2026-10-27 |
| Local accountant and support arrangements3% | Conditional | 24/7 online support is advertised; Philippine accountant services, telephone support and response SLA are not included by that statement.www.xero.com · 2026-10-27 |
| PHP or USD fees, VAT and contract terms3% | Conditional | Current regular USD fees and the 1 November 2026 increase are separated from introductory offers. Local tax and payment-provider charges still require confirmation.www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| Document extraction4% | Conditional | Smart Document Capture is included in both assessed plans. Extraction volume and document-language limits are not established.www.xero.com · 2026-10-27 |
| Coding suggestions4% | Conditional | Included bank reconciliation suggests contacts/account codes using previous entries and machine-learning predictions. Suggestions can be edited, accepted or disabled; this is bank-line coding, not proven autonomous invoice-line coding.www.xero.com · 2026-10-29 central.xero.com · 2026-10-29 |
| Grounded finance assistant4% | Conditional | JAX can draft invoices from a natural-language request and uses permitted account data. Usage limits remain unverified; no independently tested accuracy claim.www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 |
| Human review3% | Conditional | Invoice-specific documentation describes reviewing the draft before sending. This does not establish a mandatory approval gate for every AI posting action.www.xero.com · 2026-10-27 |
| Assessment criterion | Status | Research details |
|---|---|---|
| Stock-linked sales3% | Not verified | Not established in the reviewed evidence. Ask for a demonstration, named plan and written limits. |
| BIR invoice fields and authorised workflow4% | Not verified | Philippines marketing and custom invoice templates do not prove taxpayer-specific registered invoice fields, PTI or ESP accreditation. Confirm the actual authorised implementation. Current CWT gross/net and correction-audit behaviour has not been verified for this software version.bir-cdn.bir.gov.ph · 2026-10-27 www.bir.gov.ph · 2026-10-27 bir-cdn.bir.gov.ph · 2026-10-27 |
| BIR returns versus actual filing4% | Not verified | No native Philippine return submission or BIR acceptance workflow was established for these plans. |
| Books, CAS registration and retained records3% | Not verified | Taxpayer-specific CAS registration, local statutory retention and authorised e-invoice implementation are not established. |
USD 50/month currently; USD 54/month from 1 November 2026. Tax treatment requires confirmation. Price notice checked 29 October 2026: current USD 50/month increases to USD 54/month from 1 November 2026 (2026-11-01). Recheck the tariff on or after that date.
per monthregular monthly subscriptionTax: Confirm applicable tax; payment, bank and add-on fees separate.Billing: monthly auto-renewal; price changes effective 1 November 2026Add-ons: Projects from USD 7/month; confirm users and usage.; Expenses from USD 4/month; payment and some bank-feed charges may apply.monthly auto-renewal. Temporary first-organisation promotion is separate from regular pricing; optional Projects from USD 7/month and Expenses from USD 4/month. Multi-organisation discount ends 1 November 2026.www.xero.com · 2026-10-26 www.xero.com · 2026-10-26 www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 www.xero.com · 2026-10-29 www.xero.com · 2026-10-29USD 75/month currently; USD 82/month from 1 November 2026. Tax treatment requires confirmation. Price notice checked 29 October 2026: current USD 75/month increases to USD 82/month from 1 November 2026 (2026-11-01). Recheck the tariff on or after that date.
per monthregular monthly subscriptionTax: Confirm applicable tax; payment, bank and add-on fees separate.Billing: monthly auto-renewal; price changes effective 1 November 2026Add-ons: Projects from USD 7/month; confirm users and usage.; Expenses from USD 4/month; payment and some bank-feed charges may apply.monthly auto-renewal. Temporary first-organisation promotion is separate from regular pricing; optional Projects from USD 7/month and Expenses from USD 4/month. Multi-organisation discount ends 1 November 2026.www.xero.com · 2026-10-26 www.xero.com · 2026-10-26 www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 www.xero.com · 2026-10-29 www.xero.com · 2026-10-29USD 50/month currently; USD 54/month from 1 November 2026. Tax treatment requires confirmation. Price notice checked 29 October 2026: current USD 50/month increases to USD 54/month from 1 November 2026 (2026-11-01). Recheck the tariff on or after that date.
per monthregular monthly subscriptionTax: Confirm applicable tax; payment, bank and add-on fees separate.Billing: monthly auto-renewal; price changes effective 1 November 2026Add-ons: Projects from USD 7/month; confirm users and usage.; Expenses from USD 4/month; payment and some bank-feed charges may apply.monthly auto-renewal. Temporary first-organisation promotion is separate from regular pricing; optional Projects from USD 7/month and Expenses from USD 4/month. Multi-organisation discount ends 1 November 2026.www.xero.com · 2026-10-26 www.xero.com · 2026-10-26 www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 www.xero.com · 2026-10-29 www.xero.com · 2026-10-29USD 75/month currently; USD 82/month from 1 November 2026. Tax treatment requires confirmation. Price notice checked 29 October 2026: current USD 75/month increases to USD 82/month from 1 November 2026 (2026-11-01). Recheck the tariff on or after that date.
per monthregular monthly subscriptionTax: Confirm applicable tax; payment, bank and add-on fees separate.Billing: monthly auto-renewal; price changes effective 1 November 2026Add-ons: Projects from USD 7/month; confirm users and usage.; Expenses from USD 4/month; payment and some bank-feed charges may apply.monthly auto-renewal. Temporary first-organisation promotion is separate from regular pricing; optional Projects from USD 7/month and Expenses from USD 4/month. Multi-organisation discount ends 1 November 2026.www.xero.com · 2026-10-26 www.xero.com · 2026-10-26 www.xero.com · 2026-10-27 www.xero.com · 2026-10-27 www.xero.com · 2026-10-29 www.xero.com · 2026-10-29